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Expert guidance for expats and international buyers — we secure the best mortgage rates from top French banks
Comprehensive mortgage solutions tailored for international buyers in France
Whether you're buying your dream home in Paris or a villa in Provence, we negotiate the best rates from 30+ French banks for your property purchase.
Learn more →Already have a French mortgage? Rates have changed. We can help you refinance and potentially save thousands of euros over the life of your loan.
Learn more →Non-resident? No problem. We specialise in securing mortgages for expats, foreign nationals, and cross-border workers buying property in France.
Learn more →Build your portfolio in France. We help investors access competitive buy-to-let mortgage rates and navigate the French rental property market.
Learn more →The French mortgage process requires specific documentation. We guide you through every form, translation, and submission to ensure smooth approval.
Learn more →French law requires borrower insurance. We compare policies from top insurers to find the best coverage at the lowest premium for your situation.
Learn more →A simple 4-step process from first call to keys in hand
Tell us about your project. We assess your borrowing capacity and outline your options — no commitment, no fees at this stage.
We submit your file to our network of 30+ partner banks and negotiate the best rates, terms, and conditions on your behalf.
Once you select the best offer, we coordinate with the bank and your notaire to finalise the mortgage agreement and insurance.
Funds are released at the notaire's office on signing day. Congratulations — you're now a property owner in France!
Estimate your monthly repayments for a French mortgage
Yes! French banks regularly lend to non-residents and foreign nationals. Requirements vary by bank, but generally you'll need a minimum 10-20% deposit, proof of income, and standard identification documents. We specialise in helping international buyers navigate this process.
French mortgage rates are among the most competitive in Europe. Current rates typically range from 2.8% to 3.8% depending on the loan term, your profile, and the bank. As a broker, we often secure rates below market average thanks to our volume agreements with partner banks.
For residents, some banks offer up to 100% financing. For non-residents, expect to provide 15-30% of the property value as a deposit. The exact amount depends on your financial profile, the property type, and the bank's current lending criteria.
From initial application to fund release, the typical timeline is 8-12 weeks. This includes the mandatory 10-day cooling-off period after receiving the mortgage offer. We work to streamline every step to ensure your purchase stays on track.
Our initial consultation is completely free. Our brokerage fee is typically 1% of the loan amount, payable only upon successful mortgage completion. In many cases, the savings we negotiate more than cover our fee.
Expert advice on French mortgages, property market trends, and buying tips
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